Global Medical Silver Insurance is an affordable long-term, major medical insurance that can be renewed annually. Global Medical Silver Insurance has specific dollar limits on most benefits. Global Medical Silver Insurance is an ideal expatriate medical insurance policy for travelers who want medical coverage for a variety of medical services, but are seeking to reduce their premium costs.
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Policy Maximum |
Global Medical Silver Insurance plan offers US$ 5,000,000 lifetime per individual.
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Deductible |
US$250, $500, $1000, $2500, $5000 and $10,000 deductible per period of coverage.
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Co-insurance |
For treatment received within the US & Canada:
In the PPO Network: Plan pays 90% of eligible expenses up to US$5,000 then 100% up to the Policy Maximum.
Out of the PPO Network: Plan pays 80% of eligible expenses up to US$5,000 then 100% up to the Policy Maximum. | For treatment received Outside the US & Canada:
No Coinsurance.
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Eligibility |
- Global Medical Silver Insurance is offered to the persons between the age of 14 days and 74 years old may apply for coverage. Person older than 74 years of age are not eligible. |
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Pre-Existing Condition Definition |
- The following illnesses which exist, manifest themselves or are treated or have treatment recommended prior to or during the first 180 days of coverage from the initial effective date are considered pre-existing conditions: asthma, allergies, tonsillectomy, back conditions, adenoidectomy, hemorrhoids or hemorrhoidectomy, disorders of the reproductive system, hysterectomy, hernia, gall stones or kidney stones, any condition of the breast, and any condition of the prostate.
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Pre-Existing Condition Coverage |
- Global Medical Silver plan options provide a US$50,000 lifetime benefit for eligible pre-existing conditions that existed at or prior to the effective date, subject to a maximum of US$5,000 per period of coverage. This benefit is payable whether or not you have received consultation or treatment for the condition(s) during the 24-month period. This plan options do not rider or charge additional premium for pre-existing conditions. |
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Coverage |
- Hospital Room and Board
- Hospital intensive care unit charges
- Physician visits, surgeon, Private duty nurse fee
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- Pre-admission tests
- Diagnostics: X-Rays
- Hospital emergency room
- Prescription Drugs
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Underwriter |
Underwritten by Sirius International Insurance Corporation(publ), Sirius International is a White Mountains Re company.
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Buy - Online |
Apply & purchase online Global Medical Silver Insurance
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Brochure |
Global Medical Silver Insurance brochure can be downloaded at Global Medical Silver Insurance Brochure
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Application |
Complete, mail/fax the Global Medical Silver Insurance Application along with payment
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Global Medical Silver Insurance Plan Description
Global Medical Silver Insurance is designed to provide coverage similar to Global Medical Insurance, however, it features specific dollar limits on most benefits. This is the perfect plan for those who want coverage for a variety of medical services, but are seeking to reduce their premium costs.
You also have the option of adding Global Term Life InsuranceSM and Global Daily IndemnitySM to your Global Medical Silver Insurance coverage.
Global Term Life Insurance
- Global Term Life Insurance provides protection for your family at the time of a traumatic loss and is available with no additional underwriting. This coverage is available for a standard annual premium of $240 and includes an Accidental Death and Dismemberment benefit.
Global Daily Indemnity
- Global Daily Indemnity pays you US$100 for each covered overnight hospital stay other than those related to pregnancy.
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