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Global Mission Medical Insurance, Global Mission Medical Insurance covers medical insurance for missionaries
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Global Mission Medical Insurance offers you the flexibility to select from an assortment of unique benefit options - each with specialized coverages. To accommodate your financial means, you can customize your length and area of coverage with the flexibility to select from multiple deductibles and modes of payment. With your medical history in mind, the program also provides flexible underwriting methods to extend coverage to you that may be declined by other companies.
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Policy Maximum |
US$5,000,000 for Silver, US$5,000,000 for Gold, US$8,000,000 for Platinum.
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Deductible |
$250 to $10,000 for Silver, $250 to $10,000 for Gold, $100 to $10,000 for Platinum.
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Co-insurance |
Coinsurance within the U.S. and Canada:
Silver and Gold:80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum per period of coverage.
Platinum:90% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum per period of coverage.
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Coinsurance within the PPO network and outside the U.S. and Canada:
Silver, Gold, Platinum:100%.
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Pre-existing conditions and exclusions |
Silver and Gold:
On the Silver and Gold plan options, conditions that are fully disclosed on the application and have not been excluded or restricted by a rider, will be covered after coverage has been in effect for 24 continuous months (subject to the foregoing limits and the other terms of the plan*). The Silver and Gold plan options provide a $50,000 lifetime benefit for eligible pre-existing conditions that existed at or prior to the effective date, subject to a maximum of $5,000 per period of coverage. This benefit is payable whether or not you have received consultation or treatment for the condition(s) during the 24-month period.
The following illnesses which exist, manifest themselves or are treated or have treatment recommended prior to orduring the first 180 days of coverage from the initial effective date are considered pre-existing conditions and are subject to the waiting period and other limitations of coverage described above: asthma, allergies, tonsillectomy, back conditions, adenoidectomy, hemorrhoids or hemorrhoidectomy, disorders of the reproductive system, hysterectomy, hernia, gall stones or kidney stones, any condition of the breast, and any condition of the prostate.
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Platinum:
On the Platinum plan option, conditions that are fully disclosed on the application and have not been excluded or restricted by a rider will be covered the same as any illness. Conditions, including any complications therefrom, that are not fully disclosed on the application will not be covered.
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Eligibility |
U.S. citizens must reside abroad or depart the U.S. within 30 days of their effective date and plan to reside abroad for at least 6 of the next 12 months. Non-U.S. citizens may reside anywhere, including their country of citizenship, although certain eligibility restrictions may apply to non-U.S. citizens residing in the U.S. |
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Underwriter |
Underwritten by Sirius International Insurance Corporation (publ), Sirius International is a White Mountains Insurance Re company.
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Buy - Online |
Apply & purchase online Global Mission Medical Insurance
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Brochure |
Complete, mail/fax the Global Mission Medical Insurance Brochure along with payment
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Global Mission Medical Insurance benefits
Eligibility
U.S. citizens must reside abroad or depart the U.S. within 30 days of their effective date and plan to reside abroad for at least 6 of the next 12 months. Non-U.S. citizens may reside anywhere, including their country of citizenship, although certain eligibility restrictions may apply to non-U.S. citizens residing in the U.S.
| Benefit Description |
Silver |
Gold |
Platinum |
| Policy Maximum |
$5,000,000 lifetime per individual |
$5,000,000 lifetime per individual |
$8,000,000
lifetime per individual |
| Deductible |
Ranges from $250 to $10,000 per period of coverage, 50% reduction within PPO |
Ranges from $250 to $10,000 per period of coverage, 50% reduction within PPO |
Ranges from $100 to $10,000 per period of coverage, 50% reduction within PPO, Carry forward deductible - last 30 days of certificate year
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| Pre-existing Conditions |
$5,000 per period of coverage up to a $50,000 lifetime maximum. Available after 24 months of continuous coverage
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$5,000 per period of coverage up to a $50,000 lifetime maximum. Available after 24 months of continuous coverage
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SAAI |
| Emergency Evacuation |
$50,000
per period of coverage - not subject to deductible or coinsurance |
Limited to policy maximum - not subject to deductible or coinsurance |
Limited to policy maximum - not subject to deductible or coinsurance |
| Emergency Reunion |
NA
(Not Applicable) |
$10,000
lifetime maximum |
$10,000
lifetime maximum |
Global Mission Medical Insurance - Exclusions & Limitations
- Treatment not ordered or received by a physician
- Treatment or supplies not medically necessary
- Investigational, experimental or research procedures
- Custodial care
- Weight modification
- Elective cosmetic or plastic surgery
- Treatment of impotency
- Contraceptive medication or treatment
- Drug and alcohol abuse treatment
- Organ transplants not specifically listed
- Routine foot care
- Treatment by a relative or family member
- Treatment as a result of war or riot
- Treatment resulting from illegal activities
- Speech therapy
- Persons HIV+ at effective date
- Organized amateur or professional sports
- Maternity and newborn care (unless the maternity rider or Platinum plan option is purchased)
- Services and treatment eligible for payment by any government or other insurance
- Adult routine physical examinations are excluded under the Silver plan option and for the first 12 months for the Gold and Platinum plan options
- Devices to correct sight or hearing are excluded under the Silver and Gold plan options
- Inpatient mental and nervous is excluded under the Silver plan option and for the first 12 months for the Gold and Platinum plan options
- Outpatient mental and nervous for the first 12 months on all plan options
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