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Medical Insurance for J1 / J2 visa exchange visitors / scholars to USAUnited States government regulations require all J-1 exchange scholars coming to the country to have medical coverage for themselves and any J-2 dependents. This is required throughout the J visa program validity period. J1 Exchange Visitor Medical Insurance - Quote-Compare-Buy Instantly Online Answer all the questions listed below, and click on the 'Get premium' button to get free instant quotes from many insurance providers. All these plans satisfy J visa requirements. You can compare the plans, select the plan you like, and instantly buy the policy online. J1 Exchange Visitor Health Insurance - Requirements and Guidelines Based on the US Department of State guidelines established for the J Visa program, the following requirements for the type / amount of coverage required to maintain J-1 / J-2 status are set. The J1 exchange visitor visa health insurance policy must provide medical benefits of at least $50,000 for each accident or illness. If due to serious medical illness or accidental injury, the insured must be sent home on the advice of a doctor, the policy must cover upto $10,000 for the travel expenses due to the medical condition. If a J visa holder dies in the United States, then the policy must provide repatriation benefits of at least $7,500 to send the mortal remains to the home country of insured for cremation / burial. Exchange visitor medical insurance policy usaually have a waiting period before it covers pre-existing conditions (ie health problems you had before you bought the insurance), as long as the waiting period which is reasonable by current standards in the insurance field. If the insured elect to satisfy the insurance requirement through a policy issued in the insured's home country, the policy must be backed by the full faith and credit of the home country government. Otherwise, the company providing the insurance must meet minimum rating requirements established by Department of State (an A.M. Best rating of "A-" or better, an Insurance Solvency International, Ltd. (ISI) rating of "A-1" or better, a Standard & Poor's Claims-Paying Ability rating of "A-" or better, or a Weiss Research, Inc. rating of "B+" or better). |
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