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Disciple Missionary Medical Insurance, Disciple Missionary Medical Insurance for groups


Enroll Disciple Missionary Medical progam for as little as 5 days and up to maximum of 12 months. Total period of coverage for Disciple Missionary Medical program cannot exceed 12 months (in order to reapply after the 12 months, you must first return to your Home Country).

Plan Highlights Brochure Buy Online

Policy Maximum Maximum medical coverage is $50,000; $75,000; $100,000; $130,000.
Deductible $0, $50 or $100, and a $100 or $200 deductible for age 70 and over
Eligibility Disciple Missionary Medical program is available to citizens of any nation traveling outside of their Native Country.
Coverage - Hospital Intensive Care Unit
- Surgical Treatment
- Coma benefit
- Felonious Assault Benefit
- Political evacuation and repatriation
- Emergency reunion
Underwriter Disciple Missionary Medical is underwritten by The Insurance Company of the State of Pennsylvania, a member company of CHARTIS Holdings and is rated A "Excellent" by the A.M. Best Company.
Buy - Online Apply & purchase online Disciple Missionary Medical Insurance
Brochure Complete, mail/fax the Disciple Missionary Medical Insurance Brochure along with payment


Disciple Missionary Medical Insurance benefits


Medical protection for international missionaries:
  • Scheduled benefits providing worldwide coverage
  • Furlough coverage
  • Political evacuation and terrorism coverage

Eligibilty


This program is available to citizens of any nation traveling outside of their Home Country.

Period of coverage


Enroll Disciple Missionary Medical progam for as little as 5 days and up to maximum of 12 months. Total period of coverage for Disciple Missionary Medical program cannot exceed 12 months (in order to reapply after the 12 months, you must first return to your Home Country).

Effective Date


Your coverage will begin on the latest of the following: 1. Your departure from your Home Country; or 2. The date your Application and premium are received by Seven Corners; or 3. The date your Application and premium are accepted by Seven Corners; or 4. The date you request on the Application.

Expiration Date


Coverage will end on the earlier of the following: 1. The date shown on the Insurance Confirmation Card, for which premium has been paid; or 2. The date you return to your Home Country (except for Furlough Coverage); or 3. 12 months after your original Effective Date; or 4. The date of entry into active military service.

Description of coverage


Emergency Medical Evacuation / Repatriation


If you or any covered dependents become sick or injured during the period of coverage and it has been determined that an Emergency Medical Evacuation is required to either the nearest medical facility, where appropriate medical treatment can be obtained, or to your Country of Residence, all eligible expenses incurred are covered up to $50,000. An Emergency Medical Evacuation must be recommended by a legally licensed physician who certifies that the severity of the Injury or Sickness necessitates such Emergency Medical Evacuation, and agreed to by you or your representative. All arrangements must be coordinated by the Assistance Provider.*

Repatriation of mortal remains expenses


If Injury or Sickness commencing during the Period of Coverage results in death, all reasonable expenses incurred for preparation and return of the remains to the Country of Residence are covered up to a maximum of $7,500 provided that all arrangements are coordinated by the Assistance Provider.*

Political evacuation and repatriation


If due to political or military events in a host country, a formal recommendation from the appropriate authorities is issued for you to leave the host country, or you are expelled or declared persona non-grata by the host country, all reasonable expenses incurred for transportation to the nearest place of safety or for repatriation to your Home Country is covered up to a maximum of $10,000. Evacuation must occur within ten (10) days of any such event. Coverage will apply to the most appropriate and economical means consistent, under the circumstances, with your health and safety. Evacuation costs will be paid once per insured per occurrence.*

Emergency Medical Reunion


When Emergency Medical Evacuation or Repatriation is arranged and the attending Physician recommends that a family member travel with you, the program will arrange and pay, up to $10,000, for round-trip economy-class transportation for one individual of your choice, from your Home Country, to be at your side while you are hospitalized and then accompany you during your return to your Home Country.*

Return of Minor Child(ren)


If you are traveling alone with a Minor Child(ren) and are hospitalized because of a covered Illness or Injury and the Minor Child(ren), under age nineteen (19), is left unattended, the program will arrange and pay up to $10,000 for one-way economy fare to their Home Country (including the cost of an attendant/escort, if necessary to ensure the safety and welfare of a Minor Child(ren).*

* NOTE: If event of an Emergency Medical Evacuation, Repatriation of Mortal Remains, Political Evacuation, Emergency Medical Reunion, Return of Minor Child(ren) benefit is needed or utilized, arrangements must be made by the Assistance Service Provider.

Felonious assault benefit


If you are Injured as a result of a Felonious Assault while traveling outside of the United States, the program will pay $10,000. This benefit is in addition to any other benefit available under this program. Refer to the Program summary for full description and conditions.

Coma benefit


If a covered Injury renders you Comatose within ninety (90) days of the date of the accident that caused the Injury, and if the Coma continues for a period of thirty (30) consecutive days, the program will pay a monthly benefit equal to 1% of $50,000. No benefit is provided for the first thirty (30) days of the Coma. The benefit is payable monthly as long as you remain Comatose due to that Injury, but ceases on the earliest of: 1) the date you cease to be Comatose due to that Injury; 2) the date the Insured dies; or; 3) the date the total amount of monthly Coma benefits paid for all Injuries caused by the same accident equals the maximum amount. This benefit is in addition to any other benefit available under this program. See Program Summary for full description and conditions.


Assistance Services


Upon enrollment into Disciple Missionary Medical Insurance, you are eligible to use any of the assistance services provided by the Assistance Service Provider. Additional information is contained in the Program Summary.

  • Open 24 hours/day, 365 days a year
  • Multilingual personnel
  • Physicians/Nurses on staff
  • Locate local facilities
  • Help with emergency situations
  • Prescription replacement

Exclusions


For Medical benefits, this Insurance does not cover:

  1. Pre-existing Conditions, as defined;
  2. Any loss that occurs while traveling solely for the purpose of obtaining medical treatment while on a waiting list for a specific treatment, or while traveling against the advice of a physician;
  3. Expense incurred within the Insured Person's Home Country or country of regular domicile;
  4. Routine physical, inoculations, or other examinations where there are no objective indications of impairment of normal health, or well baby care;
  5. Eye examinations; prescriptions or fitting of eyeglasses and contact lenses; or other treatment for visual defects and problems. "Visual defects": means any physical defect of the eye which does or can impair normal vision;
  6. Hearing examinations or hearing aids; or other treatment for hearing defects and problems. "Hearing defects": means any physical defect of the ear which does or can impair normal hearing;
  7. Dental treatment, except as the result of injury to sound, natural teeth as stated in the Schedule of Benefits;
  8. Professional services rendered by a Member of the Insured Person's immediate family, or anyone who lives with the Insured Person;
  9. Services or supplies not necessary for the medical care of the patient's injury or sickness;
  10. Weak, strained or flat feet, corns, calluses, or toenails;
  11. Cosmetic surgery, or treatment for congenital anomalies (except as specifically provided), except reconstructive surgery as the result of a covered Injury or Sickness. Correction of a deviated nasal septum is considered cosmetic surgery unless it results from a covered Injury or covered Sickness;
  12. Elective Surgery and Elective Treatment;
  13. Diagnostic or surgical procedures in connection with infertility unless infertility is a result of a covered Injury or covered Sickness;
  14. Birth control, including surgical procedures and devices;
  15. Routine new-born baby care, well-baby nursery and related Physician charges;
  16. Participation in professional or intercollegiate athletics;
  17. Injury or Sickness for which benefits are paid or payable under any Worker's Compensation or Occupational Disease Law or Act, or similar legislation;
  18. Organ transplants;
  19. War or any act of war, declared or undeclared; or while in the armed forces of any country (a pro-rata premium will be refunded upon request for such period not covered);
  20. Participation in a riot or civil disorder, commission of or attempt to commit a felony in the country in which it was attempted or committed;
  21. Suicide or attempted suicide (including drug overdose), while sane or insane (while sane in Missouri), or intentionally self-inflected Injury;
  22. Charges of an institution, health service, or infirmary for whose service payment is not required in the absence of insurance;
  23. Treatment of nervous or mental disorders, except as stated in the Schedule of Benefits, or treatment of alcoholism or drug abuse, except as provided for treatment of mental or nervous disorders, according to the Schedule of Benefits;
  24. Loss incurred from riding in any aircraft, other than as a passenger in an aircraft licensed for the transportation of passengers;
  25. Treatment services, supplies or facilities in a hospital owned or operated by: a) The Veteran's Administration; or b) A national government or any of its agencies. (This exclusion does not apply to treatment when a charge is made which the Insured is required by law to pay);
  26. Duplicate services actually provided by both a certified nurse-midwife and Physician;
  27. Expenses payable under any prior policy which was in force for the person making the claim;
  28. Expenses incurred during a hospital emergency room visit which is not of an emergency nature;
  29. Expenses incurred for outpatient treatment in connection with the detection or correction by manual or mechanical means of structural imbalance, distortion or sublimation in the human body for purposes of removing nerve interference and the effects thereof, where such interference is the result of or related to distortion, misalignment or subluxation of or in the vertebral column;
  30. Injury sustained as the result of the Insured operating a motor vehicle while not properly licensed to do so in the jurisdiction the motor vehicle accident occurs;
  31. Voluntary or elective abortion;
  32. Expense covered by any other valid and collectible medical, health or accident insurance;
  33. Expense incurred after the date insurance terminates for an Insured Person except as may be specifically provided;
  34. Expenses incurred for injuries resulting from the use of alcohol or intoxicants, or any drugs unless prescribed by a Physician
  35. Sexually transmitted diseases, including AIDS.

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