 |
Why do I need a travel protection plan if I have credit cards that include travel insurance? |
 |
Travel insurance from credit cards is usually limited to coverage for car rental damage, flight accidents or for accidental death while you are traveling. Also, this protection is in effect only when you pay for travel with that particular credit card.
Most credit cards do not offer any coverage for travel medical expenses, evacuation costs, or trip cancellation expenses. |
| |
|
|
What is International Travel Medical Insurance? Why do I need it? |
|
International Travel Medical Insurance provides health insurance coverage for travelers outside their home country. This coverage includes emergency medical expenses, emergency medical evacuation, repatriation, return of dependent children, bedside lodging, accidental death, cost of return flight, and more.
While the regular domestic private insurance or government sponsored health insurance programs may offer comprehensive coverage in your home country, few are designed for international travelers or expatriates. Even programs that cover international travel often provide limited benefits that do not normally cover medically supervised emergency evacuation, emergency reunion, or repatriation. |
| |
|
|
Will the plans cover Baggage Loss and Trip Cancellation? |
|
Yes most of our policies include Baggage loss, Trip Cancellation, and Emergency Repatriation. |
| |
|
|
How are the insurance companies rated? |
|
The insurance companies are rated by an independent rating company A.M.Best rating. For all the plans, each insurance company's A.M. Best rating is displayed. |
| |
|
|
What is the definition of a Pre-Existing Medical Condition? |
|
Pre-existing condition refers to any injury, disease or illness occurring prior to and including the effective date of your insurance. |
NRIOL has tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their policies. NRIOL is not liable for any problem resulting from the content on this FAQ.
Cruise Vacation Travel Medical Insurance questions, comments, suggetions, inquiries about this site, please click here to contact us!
