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Cruise Trip Insurance - Page 4

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	What does it mean to have the Pre-Existing Conditions waived if insurance purchased within 'x' days from First Trip Payment?
	This means you will have coverage for a pre-existing condition if you need to cancel/interrupt your trip. You get this by purchasing the policy within 'x' days the company requires (this varies for different companies), after the first payment towards your trip is made.

	Does the Pre-Existing Condition period apply if I purchased the insurance within the required time frame and qualify for the Pre-Existing Condition Waiver?
	No, this does not apply to a policy purchased within the required time frame.

	I am interested in travel insurance policies that cover cancellation for any reason?
	Trip cancellation provides coverage for "named peril" policies, meaning they will only cover you for a specific covered reason named in the policy. None of them provide coverage for "any reason" such as for a person's inability to get time off from work. Generally they cover cancellations due to health, weather, airline or cruise line bankruptcy, etc.

	What is the First Trip Payment Date?
	The First Trip Payment Date is the date that you first made a payment for the trip you want to insure. This is the date the check is written not the date it is cashed.

	How do I determine the total cost of the trip?
	To determine the insurable cost of the trip, add together the cost of all of your non-refundable pre-paid trip arrangements.

	When will my coverage become effective?
	Coverage begins at 12:01AM the day after you purchase a policy.

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Cruise Trip Insurance FAQ Disclaimer:

NRIOL has tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their policies. NRIOL is not liable for any problem resulting from the content on this FAQ.
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