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Collision Damage Coverage Insurance
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Coverage up to $35,000, subject to a $250 deductible, for the cost of repairs due to covered collision or comprehensive damage to a rental car, up to the limit of coverage, for which the car rental company would hold you responsible. Not covered under the policy are obligations you assume under any agreement or acting in violation of your car rental agreement. The car must be rented from a recognized licensed auto rental company.
Collosion Damage Coverage Benefits
Collision Damage Waiver
Coverage up to $35,000, subject to a $250 deductible, for the cost of repairs due to covered collision or comprehensive damage to a rental car, up to the limit of coverage, for which the car rental company would hold you responsible. Not covered under the policy are obligations you assume under any agreement or acting in violation of your car rental agreement. The car must be rented from a recognized licensed auto rental company.
DEFINITIONS
- "Actual Cash Value" means purchase price less depreciation.
- "Effective Date" means the date and time an Insured's coverage begins, as outlined in the General Provisions section of this coverage.
- "Exotic Vehicles" includes Bentley; Ferrari; Lamborghini; Lancia; Lotus; Maserati; Pininfarina; and Rolls Royce. The Insured must contact AIG Travel Guard's customer service at 1.800.826.1300 before renting to confirm whether the vehicle is covered.
- "The Insurer" means National Union Fire Insurance Company of Pittsburgh, PA.
- "Land/Sea Arrangements" means land and/or sea arrangements booked by the Travel Supplier.
- "Scheduled Departure Date" means the date on which You are originally scheduled to leave on the Trip.
- "Scheduled Return Date" means the date on which You are originally scheduled to return to the point of origin or to a different final destination.
- "Travel Supplier" means tour operator, cruise line, hotel, etc., who has made the land and/or sea arrangements.
- "Traveling Companion" means a person who is sharing travel arrangements with You. Note: A group or tour leader is not considered a Traveling Companion unless You are sharing room accommodations with the group or tour leader.
- "Trip" means prepaid Land/Sea Arrangements and shall include flight connections to join and depart such Land/Sea Arrangements, provided such flight connections are scheduled to commence within one (1) day of the Land/Sea Arrangements. Maximum Trip duration is 365 days.
- "You," "Your," or "the Insured" means a person who has purchased a Trip and who has paid the required plan cost for the plan provided herein.
EXCLUSIONS
This plan does not cover any loss caused by or resulting from:
- Suicide or attempted suicide or intentionally self-inflicted injuries;
- War, invasion, acts of foreign enemies, hostilities between nations (whether declared or not), civil war.
- Any obligation You assume under any agreement (except insurance collision deductible);
- Rentals of trucks, campers, trailers, off-road vehicles, motor bikes, motorcycles, recreational vehicles, or Exotic Vehicles;<.
- Any loss which occurs if You are in violation of the rental agreement;
- Failure to report the loss to the proper local authorities and the rental car company;
- Damage to any other vehicle, structure, or person as a result of a covered loss
The following duties in the event of loss apply to Collision Damage Waiver:
- You must take all reasonable, necessary steps to protect the vehicle and prevent further damage to it;
- You must report the loss to the appropriate local authorities and the rental company as soon as possible;
- You must obtain all information on any other party involved in an Accident, such as name, address, insurance information, and driver's license number;
- You must provide the Insurer all documentation such as rental agreement, police report, and damage estimate.
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