Bajaj Allianz Health Insurance - Health Guard

Bajaj Allianz health guard - Individual Plan

• Eligibility to buy Bajaj Allianz health guard insurance is 18yrs – 65yrs.
• If both the parents are insured with Bajaj Allianz then children aged 3 months to 5 years are eligible to buy the policy.
• No need for medical tests up to 45 years and above 46 years should undergo test as a mandatory.
• Insured can avail cashless facility at over 2300 network hospitals.
• Pre and post hospitalization medical expenses incurred 60 days prior to and 90 days after hospitalization is covered.
• From 3 months to 55 years there is 1 to 10 lakhs coverage available subject to terms and conditions.
• Policy can be renewed up to 80 years.
• Hassle free claim settlement due to In-house claim administration.
• In case of emergency ambulance charges are also covered up to Rs.1000.
• No sub limits applicable on room rent and other medical expenses.
• 10% co- payment if treatment is taken outside the network of hospitals.
• Health Check-up for maximum amount of Rs.1000/- at the end of continuous four claim free years.
• 130 daycare procedures are covered
• Pre-existing conditions are covered after the 4 years of continuous renewal.

Bajaj Allianz health guard – Family floater

• Eligibility to buy Bajaj Allianz health guard insurance is 18yrs – 65yrs.
• 3 months to 5 years children are eligible to buy the plan if both parents are holding bajaj allianz policy.
• Policy can be renewed up to 80 years subject to terms and conditions. Medical tests are not required up to 45 years and for 46 years and above it is mandatory
• Insured will have cashless facility cover at over 2300 network hospitals.
• Pre and post hospitalization medical expenses incurred 60 days prior to and 90 days after hospitalization.
• Coverage of 2 to 10 lakhs available for the insured belonging to 3 months to 55 years, terms and conditions apply.
• Hassle free claim settlement due to In-house claim administration.
• In case of emergency ambulance charges are also covered up to Rs.1000.
• No sub limits applicable on room rent and other medical expenses.
• 10% co- payment if treatment is taken outside the network of hospitals.
• Health Check-up for maximum amount of Rs.1000/- at the end of continuous four claim free years.
• Covers all the family members under a single sum assured and single premium.
• Coveres 130 daycare procedures
• Pre-existing conditions are covered after 4 years of continuous coverage.

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