Atlas Group Insurance

Atlas Group Insurance is administered by HCCMIS and underwritten by Lloyd’s. This insurance covers missionaries, student groups, corporate groups and organizations.

Plan highlights
Policy Maximum
  • Maximum coverage: US$200,000; US$500,000 or US$1,000,000.
  • The maximum coverage is $50,000 or $100,000 for travelers aged 70 to 79 years.
  • The maximum coverage is $10,000 for 80 years and older.
  • US$0, US$100, US$250, US$500, US$1000 or US$2500 deductible per certificate period.
Physical Therapy
  • $50 Maximum per visit.
  • Claims incurred in US or Canada:
    • For the Certificate Period, after the deductible the underwriters will pay 80% of the next $5,000 of Eligible Expenses, then 100% to the Overall Maximum Limit.
    • Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly to the provider.
  • Claims incurred outside US or Canada:
    • For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.
hccmis logo
Lloyd's is the underwriter team for Atlas Group Insurance.

HCCMIS Travel Plans:
Atlas America
Atlas International
Atlas Professional
Visitor Secure

HCCMIS Trip Plans:
MultiNational Accident
IC+ International
Visitor Secure

HCCMIS Group Plan:
Atlas Group

Pre-Existing Conditions Coverage
  • Travelers under 70 years are eligible for this coverage.
  • $100,000 for Overall Maximum Limits of $100,000, $200,000, $500,000 or $1,000,000 Otherwise $50,000 coverage.
  • $25,000 lifetime maximum for emergency medical evacuation.
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