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Annual MultiTrip Insurance

Annual MultiTrip Insurance for Frequent Travel

Annual MultiTrip travel insurance plans are ideal for corporate employees and entrepreneurs who travel overseas often. With annual travel insurance there is no need to buy travel insurance for every trip as the annual travel insurance is valid for a full year. Annual travel insurance and are also cheaper when compared to buying several single trip travel insurance policies.

The Annual multi-trip travel insurance plans provide coverage for a full year, but there is a duration limit for each individual trip which can be either 30, 45 or 70 days depending on the annual travel insurance plan purchased.

These annual multi-trip travel insurance plans are ideal for US residents who travel often to Canada, Mexico, Caribbean islands, Latin America, South America or Europe. However US residents should have a regular health insurance plan to cover them within the USA to be eligible to buy these plans. Some of these annual travel insurance options are also available for Non US nationals (like Canadians, Mexicans, Europeans ... who travel overseas often), as long as they have domestic health insurance plan in their respective countries.

Covid19 Annual MultiTrip travel insurance

  Atlas MultiTrip WorldTrips year long travel insurance with Covid19 Cover

Atlas MultiTrip Covid19 Annual Travel insurance for Coronavirus offers coverage for unexpected medical expenses, including eligible expenses related to Covid19.

Covid19 Annual Insurance Plan - Atlas MultiTrip by WorldTrips

  • Overall maximum limit up to $1,000,000
  • Deductible $250 per covered trip
  • Available for travelers up to age 75 years
Atlas MultiTrip America
(For non U.S. citizens traveling to the U.S.)

$257 ANNUAL PREMIUM (Trip Duration: 30 days)

$315 ANNUAL PREMIUM (Trip Duration: 45 days)

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Atlas MultiTrip International
(For travel outside of the U.S.)

$188 ANNUAL PREMIUM (Trip Duration: 30 days)

$230 ANNUAL PREMIUM (Trip Duration: 45 days)

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  Safe Travels insurance Trawick International year long insurance for coronavirus

Safe Travels Annual insurance offers Covid19 coverage for US residents and US citizens taking frequent trips worldwide. It provides annual comprehensive travel medical coverage for COVID19 as long as the plan is effective before the individual gets sick. Trawick International requires pre certification in case of requirement of coverage for COVID19. That is, the insured needs to call the insurance company and let them know the need for COVID19 coverage. If there is a chance of cancelling the plan, then it is important to check the terms and conditions of cancellation for that particular plan.

Covid19 Annual Insurance Plans - Trawick International

  • Maximum trip length is 30 days per trip
  • Available for travelers up to age 81 years and for U.S residents only

Safe Travels Annual Basic

by Trawick International

$155 ANNUAL PREMIUM

  • Trip cost: $2,500 per person per trip
  • Emergency medical coverage: $10,000
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Safe Travels Annual Deluxe

by Trawick International

$305 ANNUAL PREMIUM

  • Trip cost: $5,000 per person per trip
  • Emergency medical coverage: $20,000
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Safe Travels Annual Executive

by Trawick International

$675 ANNUAL PREMIUM

  • Trip cost: $10,000 per person per trip
  • Emergency medical coverage: $50,000
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  Voyager Annual insurance Travel Insurance Services Annual travel insurance
  • Travel Insure has designed the Voyager Annual insurance plan for for U.S. residents who travel frequently for business or pleasure
  • Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
  • It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
  • There is an optional hazardous activity rider to cover such activities as sky diving and mountain climbing.
  Wander Frequent Traveler Plus Seven Corners Covid19 Annual Travel Insurance
  • Seven Corners has designed the Wander Frequent Traveler Plus product for frequent international travelers which provides Covid19 annual travel insurance with coronavirus coverage.
  • Annual Frequent travelers can customise their Covid19 travel insurance coverage by selecting the trip length, choosing from 30, 45, and 60 day trip lengths.
  • It covers up to $100,000 (Travelers in ages between 65 to 74 years old are limited to $50,000) in medical expenses for COVID-19 (the disease), SARS-Cov-2 and any mutation or variation of SARS-CoV-2.
  • It also has an additional $1 million for emergency medical evacuation and repatriation. If medically necessary, the coverage will transport you to a facility with appropriate care. Please note that the Wander Frequent Traveler Plus requires you to maintain continuous medical coverage in your home country.
Patriot MultiTrip insurance GeoBlue Trekker Essential insurance Atlas Annual MultiTrip insurance Wander Frequent Traveler Plus insurance GlobeHopper MultiTrip insurance
Insurer
Covid19 Coverage
Covers Covid like any illness Covers Covid Atlas Annual MultiTrip Covid19 Travel insurance for Coronavirus offers coverage for unexpected medical expenses, including eligible expenses related to Covid19 Covers Covid Not Covered
Ideal for
US or Non US citizens traveling outside their home country for business or pleasure Only US Citizens traveling outside their home country for business or pleasure US or Non US citizens traveling outside their home country for business or pleasure US or Non US citizens traveling outside their home country for business or pleasure Only US Citizens traveling outside their home country for business or pleasure
Period of Coverage
The period of coverage is for 1 year from the effective date of insurance cover The period of coverage is for 1 year from the effective date of insurance cover 1 year maximum limit Your policy period is 364 days 1 year maximum limit
Eligibility
Up to 76 years. Travelling outside their home country. Must have domestic health insurance policy while being covered under this plan US resident up to 85 years. Travelling outside their home country. Must be enrolled in a primary health plan Up to 76 years. Travelling outside their home country. Must maintain medical insurance that covers them while they are in their home country The applicant must be aged between 14 years and 75 years at the time of applying. 65 years of age or older, U.S. citizens and U.S. permanent residents, Qualified for Medicare, actively enrolled in Medicare Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan
Renewable
Yes in increments of 12 months up to 36 months with any break in coverage This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new deductible and medical limit would apply. No No No
Repatriation of Remains
$50,000 Essential plan - $15,000
Choice plan - $25,000
Overall maximum limit (not subject to deductible or coinsurance) $50,000 per period of coverage $50,000 lifetime maxmium
Emergency Medical Evacuation
Up to $1,000,000 Essential plan - $250,000
Choice plan - $500,000
$1,000,000 lifetime maximum $1,000,000 per period of coverage $2,50,000 lifetime maxmium
Coinsurance
Within US/Canada – In PPO - Pays 90% up to $5,000, Out of PPO - Pays 80% up to $5,000, then 100% to Max Limit. Outside US/Canada - No Coinsurance Percentage that insured pays (after Deductible). This excludes charges for services not covered in excess of covered expenses. The plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. Inside US/Canada - 90% of the next $5,000 after deductible, then 100% to medical maximum. Outside US/Canada - 100% after deductible up to medical maximum. No Coinsurance
Pre-existing Conditions Coverage
Recurrence of Pre-existing condition up to $5,000 max per period of coverage Emergency medical evacuation $25,000 for Recurrence of Pre-existing Condition Essential plan - Covers pre-existing conditions as any other conditions up to $50,000
Choice plan - Covers pre-existing conditions as any other conditions up to $250,000
Travellers below 70 years covers acute onset of pre-ex condition - Limited benefit to medical maximum (excludes chronic and congenital conditions) Pre-ex condition cover for emergency medical evac to $25,000 Acute Onset of Pre-existing Conditions: Ages 14 days to 64 years: $20,000 and Ages 65 to 74 years : $2,500 Sudden and Unexpected Recurrence of a Pre-existing Condition cover for medical expenses up to $5,000 max per insured person,per period of coverage
Coverage for emergency medical evacuation up to $25,000
Underwriter
Sirius International Insurance Corporation, a White Mountains Insurance Group Company. 4 Ever Life Insurance Company Lloyd's Lloyd’s Lloyd's
Brochure & Details links

Steps to compare and by US travel health insurance

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Buy visitors medical insurance that fits your needs and review the policy documents

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Review US visitors medical insurance document & download visa letter is required

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Single Trip vs MultiTrip insurance coverage

Single Trip vs MultiTrip Insurance

Advantage of Annual multi-trip travel insurance - Comprehensive while affordable

  • Annual travel insurance provides the best value for money for regular international travelers and is most useful for regular corporate travelers or vacationers who travel overseas frequently. Annual travel insurance is also ideal for residents close to the Canadian or Mexican borders and who travel across the US border often.
  • Annual multi-trip travel insurance plans are cheaper since the trip cancellation coverage is usually not included (some plans offer optional trip cancellation coverage on a per-trip basis for an extra fee). Most annual multi-trip travel insurance plans are only a couple of hundred dollars for a traveler for the whole year.

Typical Annual travel insurance customers

  • Frequent overseas travelers like corporate employees of multinational companies and business owners.
  • Academics who travel overseas often for teaching and research.
  • Pensioners and older travelers who travel to different locations often.

Annual MultiTrip travel insurance – FAQs

What are the advantages of Annual MultiTrip travel insurance?
  1. These plans provided coverage for unlimited international trips in a 12 month period
  2. The maximum trip duration can range from 30 days to 70 days (GeoBlue Trekker)
  3. These are ideal for businessmen and for work related frequent overseas travel
  4. Some plans require a primary health plan, but cover pre-existing conditions and medical evacuation

The annual multi-trip policies we sell will last for one year starting from the start date. So, if you purchase a plan starting April 1, 2019, it will be in force until March 31, 2020.

Annual medical travel insurance is a great way for frequent travelers to get coverage while they are away from home and/or traveling internationally. It is convenient since you make a one time payment for a year's coverage. Most policies have a maximum number of days you can be covered consecutively. Note there is not a limit on the total number of days, just the number of consecutive days of coverage. This number varies by policy, but can be 30, 45, or 90 days.

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