NRI Banking - Listing of Banks / Housing Finance Companies offering NRI Homeloans

We have provided a comparative listing of offerings by NRI homeloan providers primarily as a source of information. Please check with the respective provider for the latest details.

Bank / Company Loan Amount Slab Interest
Rate %
Process-
ing Fee
Admin
Fee
Pre-
payment
penalty
Interest
rate
calculation
Max.
tenure
Years
Max.
amount
in
Lakhs
HDFC
(Housing
Development
Finance
Corporation)
Rs. 10,001 to Rs. 2 lakh
Rs 2 to 5 lakh
Rs 5 lakh to 50 lakh
14
14.5
15.5
0.8% 1% 2% of the
amount
being
pre-paid
Annual
reducing
15 50
LIC HF
(Life
Insurance
Corporation
Housing
Finance)
Rs. 25,001 to Rs. 2 lakh
Rs 2 to 5 lakh
Above Rs 5 lakh
14
14.5
15.5
0.5% 1% 1% of the
amount
prepaid
within first
five years
Annual
reducing
20 50
GIC HF
(General
Insurance
Corporation
Housing
Finance)
Rs. 25,001 to Rs. 5 lakh
Rs 5 to 10 lakh
Rs 10 to 30 lakh
15
16
16.5
0.8% 1% Nil Monthly 15 30
CanFin HF
(CanFin
Housing
Finance)
Below 2 lakh
Rs 2 to 5 lakh
Rs 5 to 25 lakh
14
14.5
15.5
1% 1% Rs 500
for full
repayment,
Rs 250 for
partial
Annual 15 25
SBI HF
(State
Bank
of India
Housing
Finance)
Upto 2 lakh
Rs 2 to 5 lakh
Rs 5 lakh to10 lakh
14
14.5
15
0.8% 1% 1 month
interest on
outstanding
loan
Annual 15 25
SBI
(State
Bank
of India)
Rs. 25,000 to Rs. 2 lakh
Rs 2 to 5 lakh
Above Rs 5 lakh
13
14
15
Max Rs.500
for below
Rs. 2 lakh
and 0.5% for
loan above
it
Nil Nil Monthly 15 25
Devan HF
(Devan
Housing
Finance)
Rs. 25,001 to Rs. 2 lakh
Rs 2 to 5 lakh,
Rs. 5 lakh to 25 lakh
14.5
15
16
1% 1% Nil Annual 15 25
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The above information in provided as a service to our visitors. Please check with the above agencies for the latest information. Questions or comments on NRI Home Loans, contact us.