Uniique Features of TATAAIG Health Insurance
- No medical tests required Customers can buy and renew TATA AIG health insurance (TATA AIG Wellsurance) plan without providing any medical reports
- Original bills are not required for claims settlement Admissible health insurance claims are reimbursed by submitting the photocopy of relevant medical bills. In theory a customer having a health insurance cover from other company can submit original bills to that company and get his claims settled and also claim under TATA AIG health insurance plan by submitting the photocopy of the same bills which he has submitted to the other health insurance company.
- Specified Critical illness cover If the policy holder is diagnoised of any one of the 11 critical illness speified in the policy schedule, TATAAIG health insurance pays you upto the policy maximum
- Funds for Children education In case of accidental death or total disability of the bread winner, TATA AIG health insurance provides funds for the childrens education.
- Cashless Hospitalization in over 3000 hospitals TATA AIG health insurance provides cashless hospitalization Within the provider network
- Income tax benefit under section 80D A customer holding a TATA AIG health insurance can avail income tax benefit under section 80D
- Renewal for Life TATA AIG health insurance plan can be renewed for life
TATA AIG's Health Insurance - Family
Tata AIG health insurance for family pays special attention to each member of your family, to prevent unexpected emergencies from affecting your financial health. From higher daily cash cover if a family member is admitted to the ICU to children's education benefit, this policy does more than just care for your family's health.
TATA AIG's Health Insurance - Woman
TataAIG health insurance for Woman looks beyond her health insurance needs and ensures her wellbeing.
TATA AIG's Health Insurance - Executive
Tata AIG health insurance for executive goes beyond what health insurance policies do, and is designed to take care of the busy executive and his wellbeing.
The concept of health insurance dates back to seventeenth century. ‘Accident Insurance’ was the first form of health insurance available in late nineteenth century. Before the development of health insurance, patients were expected to pay medical expenses from their pockets which affected the individuals and family financially. During the middle to late twentieth century, conventional ‘disability insurance’ evolved into modern ‘health insurance’ programmes.
With our changing life styles in the modern age, our susceptibility to risks has increased more than before and hence health insurance is a must to meet our medical requirements. TATA AIG Health insurance is a contract between the insured and the TATA AIG General insurance company to cover for medical emergencies that we consider ‘accidental and sudden’. The insured is expected to pay a specific premium amount regularly to utilize coverage benefits. Premium is calculated based on the coverage benefits, sum insured coverage, age and the head count of the persons to be insured. TATAAIG Health insurance policies are specifically designed to pay your emergency medical expenses. The tataaighealth insurance policy can be purchased both individually and for a family. Once an individual or a family enters into a contract with the TATA AIG health insurance company they can renew the policy every year for life to enjoy continuous coverage benefits.
To cope up with the changing needs of the customers tata aig has designed a new health insurance plan which looks beyond health insurance. This new concept of health insurance is TATA AIG Wellsurance (TATA AIG health insurance). TATAAIG wellsurance is a comphrensive health insurance plan both for individuals and family.This is a flexible plan and easy to buy it online for any age group without the glitch of submitting medical reports to get tataaighealthinsurance.
You need to also Focus on 'Prevention' than just relying on a health policy which pays for your hospital bills. Start paying attention to your Diet & Nutrition, Exercise and adopt the requisite Life style changes, so that you stay Fit viz. Adopt the "Wellness" principles early so that you remain healthy and live long, in addition to buying a Health Insurance coverage for family and health insurance for yourself.
