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TATA AIG Health Insurance - Executive
With our changing life styles in the modern age, our susceptibility to risks has increased more than before and hence health insurance is a must to meet our medical requirements. TATA AIG Health insurance is a contract between the insured and the TATA AIG General insurance company to cover for medical emergencies that we consider ‘accidental and sudden’. The insured is expected to pay a specific premium amount regularly to utilize coverage benefits. Premium is calculated based on the coverage benefits, sum insured coverage, age and the head count of the persons to be insured.
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TATAAIG Health insurance policies are specifically designed to pay your emergency medical expenses. The tataaighealth insurance policy can be purchased both individually and for a family. Once an individual or a family enters into a contract with the TATA AIG health insurance company they can renew the policy every year for life to enjoy continuous coverage benefits.
Today‘s environment demands more of anyone looking to make a mark in this competitive world. Somewhere between the pressure to meet demands and the burning desire to excel, one’s health is often the first of the compromises.
Tata AIG Health Insurance Executive (tata aig wellsurance executive) goes beyond what health insurance policies do, and is designed to take care of the busy executive and his wellbeing.
TATA AIG health insurance executive - key advantages
- Individuals between the age of 18 years and 65 years
- Income Tax benefit under Section 80 D
- Renewable for life
- Get tataaighealthinsurance as an add-on health cover for your family
- Benefit amount on diagnosis of any of 9 Critical Illnesses.
- Cashless Hospitalization at 3000+ hospitals in India.
- Benefit amount for specified major & minor surgical procedures.
- Higher Hospital Cash for ICU/ICCU admissions.
- Daily Hospital Cash benefit.
- Convalescence benefit, to take care of your Post Hospitalization treatment
- Get your health claims settled from tata health insurance just by submitting the photocopies of the necessary documents
- TATA AIG medical insurance is available only for Indian citizens
TATA AIG health insurance executive - Advantage
- Tax Benefits - Get tax benefits for premium paid on policies as per section 80D of the Income Tax Act. Tax benefits are subject to income tax laws.
- Health and Wellness Offers - Get discounts at select Gyms, Spas, Skin care & Weight Management Centers.
- Wellsurance Health Perks - As our privileged customer get discounts on selected health check up packages at our wide range of network hospitals.
TATA AIG health insurance executive - Critical Illnesses Covered
- Cancer
- First Heart attack
- Kidney Failure
- Stroke
- Major Burns
- Multiple Sclerosis
- Paralysis
- Total blindness
- Coma
Note: For critical illness benefit, survival period of 30 days from the date of diagnosis is applicable
TATA AIG health insurance executive - benefits
| Benefits |
Classic |
Supreme |
Elite |
Diagnosed Critical Illnesses Cancer / First Hearth Attack / Stroke / Kidney Failure / Coma / Total Blindness / Paralysis / Multiple Sclerosis / Major Burns |
3,00,000 |
5,00,000 |
7,50,000 |
Hospitalisation Miscellaneous Nursing Service – upto 90 days / Physicians visit – upto 90 days |
750 per day |
1000 per day |
1250 per day |
| Physiotherapy (while hospital confined) max upto 30 days |
750 per day |
1000 per day |
1250 per day |
| Investigation - MRI |
2,500 |
3,500 |
3,500 |
| Investigation - C T scan or Doppler study |
1,250 |
1,750 |
1,750 |
| Investigation - lab test, and or x-ray and or ECG |
350 |
500 |
750 |
Operation Charges Anaesthesist‘s fees
|
2,500 |
5,000 |
7,500 |
Minor Surgeries Appendectomy / Removal of kidney stones / Haemorrhoids |
10,000 |
10,000 |
15,000 |
| Cholecystectomy / Removal of Gall Stone / Hemia repair / Biopsy of growth |
15,000 |
20,000 |
20,000 |
Major surgeries
CABG- coronery artery bypass grafting / Angioplasty– PTCA / Brain surgery including Craniotomy, tumour removal and intercranial drainage / Major organ transplant (Heart, Lung, Liver, Pancreas) / Bone marrow transplant |
1,00,000 |
1,50,000 |
2,00,000 |
| Post traumatic surgery (skull fracture,Traumatic amputation of upper and/or lower limb, pelvis fracture / Hip Fracture, Compound communicated fracture of any part where ORIF is required) |
50,000 |
75,000 |
1,00,000 |
| Knee replacement (Traumatic/ septic arthritis, Severe irreparable knee injury)/ Knee ligament surgery – trauma related |
75,000 |
1,25,000 |
1,50,000 |
| Hip replacement (Traumatic hip injury- both partial and total) |
75,000 |
1,00,000 |
1,50,000 |
| Spinal Surgeries (Traumatic spinal injuries) |
40,000 |
75,000 |
1,00,000 |
| Enucleation (Malignant tumour of eye ball, Severe trauma to eye ball, Odentogenic cyst) |
40,000 |
60,000 |
75,000 |
| Heart valve replacement |
1,00,000 |
2,00,000 |
1,50,000 |
| Pacemaker implant |
75,000 |
1,00,000 |
1,25,000 |
Outpatient Post operative Physiotherapy Eligibility Min 2 visits |
3,500 |
5,000 |
7,000 |
| Chemotheraphy and/or radiation Eligibility Min 3 visits |
1,50,000 |
2,50,000 |
3,00,000 |
| Kidney Dialysis |
1,50,000 |
2,00,000 |
2,50,000 |
Ambulance Charges (while admitting and while discharging from the Hospital) |
2,000 |
2,000 |
2,000 |
Hospital Cash (upto 90 days) |
2,000 per day |
3,000 per day |
4,000 per day |
| ICU Benefit - up to 15 days per policy year |
3,000 per day |
4,500 per day |
6,000 per day |
Convalescence Benefit (Payable after five days of continuous hospitalization) |
1,500 |
2,500 |
4,000 |
TATA AIG health insurance executive - Claims Process
For all claims,
- Contact our appointed service provider for your Health Policy E-Meditek (TPA) Services Ltd. which has a network of 3000+ hospitals on all India basis.
- All admissible claims will be cashless, subject to admission in network hospitals authorized by E-Meditek (TPA) Services Ltd.
- If admitted to a nonnetwork hospital, submit your bills to E-Meditek (TPA) Services Ltd. for reimbursements upto the specified limits.
- E-Meditek (TPA) Services Ltd,
Plot No.577, Udyog Vihar, Phase V,
Gurgaon-122016, Haryana, India
Buy TATA AIG health insurance online - Credit /Debit Card Purchase Procedure
TATA Health insurance policy can be purchased online from anywhere in the world using a credit card. International as well as Indian cards are accepted. Indian Debit cards are also accepted. On completing the online transaction (which involves completing an application and paying using the credit card), your application will be processed and the tataaig health insurance policy will be sent to the indian address provided in the application form.
Buy TATA AIG health insurance India insurance online - Cheque Payment Purchase Procedure
Customers can also purchase tataaig medical health insurance plans by using their cheque. The cheque payment facility will be useful for those who do not or cannot use their credit/debit card to buy TATA AIG health insurance policy. If the customers want to clarify more about cheque payment facility they can call us at +91(80) 4110 1026 in India. There will be a health insurance advisor at your service to assist you to purchase tata aig health insurance.
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Mr. Rodney Fernandez, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 7 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their Travel policies online".
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