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Whether it is an exciting ride through the colorful streets of Singapore or a relaxing time at the exotic beaches of Thailand, the beautiful and diverse landscape of Asia can offer many memorable moments. To ensure that your trip is not disturbed by any untoward event, we have designed a special Plan to cover you against the various contingencies that can affect the many aspects of your trip.
Key Advantages
- Specially designed Plan, keeping in mind the travel requirements in Far East Asian Countries
- Choose from Silver and Standard Plan variants
- Coverage of pre-existing ailments and maternity - in case of life threatening situations
- Extensive coverage offered at the most affordable prices
- Coverage available for sportspersons and trips involving winter/adventurous sports (Subject to prior declaration, premium loading and underwriting approval)
- Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry
- 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider
Coverages include:
- Medical Expenses including transportation and evacuation
The Company takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.
- Dental Care Expenses
The Company covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury but not exceeding the Sum Insured as specified in the Schedule to the Policy.
- Personal Accident
The Company shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.
- Accidental Death & Dismemberment - Common Carrier
The Company shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.
- Loss of Passport
The Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss
- Total Loss of Checked Baggage
The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.
- Delay of Checked Baggage
If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.
- Trip Delay
Reasonable additional expenses incurred to be reimbursed if the trip is delayed for more than twelve hours from the scheduled time.
- Personal Liability
The Company offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.
- Financial Emergency Assistance
The Company provides financial assistance in the event of a financial emergency arising due to theft
- Hijack Allowance
The Company provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.
Coverages
| Coverage |
Reliance Asia Standard |
Reliance Asia Silver |
Deductibles |
| Medical Expenses including transportation and evacuation |
25,000 |
30,000 |
50 |
| Dental Care Expenses |
500 |
500 |
50 |
| Personal Accident |
7,500 |
7,500 |
Nil |
| AD & D - Common Carrier |
2,500 |
2,500 |
Nil |
| Loss of Passport |
100 |
100 |
25 |
| Total Loss of Checked Baggage* |
200 |
200 |
Nil |
| Delay of Checked Baggage |
100 |
100 |
12 hours |
| Trip Delay |
25 per day |
30 per day |
Nil |
| Personal Liability |
(6 days max) |
(6 days max) |
Nil |
| Financial Emergency Assistance |
10,000 |
10,000 |
- |
| Hijack Distress |
500 |
300 |
12 hours |
| Allowance |
50 per day
(7 days max) |
60 per day
(7 days max) |
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Exclusions under the Policy
Some of the major exclusions under the Policy that the Insured / Insured Person should know are as follows:
- Medical expenses towards treatment of any pre-existing illness (unless of life threatening nature), pregnancy or complications related to the same (unless of life threatening nature), suicide, self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcohol/drug abuse, dangerous sports, HIV/AIDS etc will not be payable
- No claim will be paid if the Insured / Insured Person
- Is traveling against the advice of a Physician
- Is receiving or on a waiting list for specified medical treatment declared in the Physician's report or certificate
- Is traveling for the purpose of obtaining treatment
- Has received a terminal prognosis for a medical condition
- Theft or loss of passport when left unattended or not informed to Police authorities.
- In case of loss of checked baggage, no partial loss or damage shall become payable.
- War or Nuclear perils.
Emergency Assistance for Claims
Emergency Assistance Service is provided by International SOS Services (India) Pvt. Ltd. They can be contacted on the following numbers:
International Toll Free Line: 18666773851
National Toll Free Line : 1800118841
Fax Number : 011-41898801
This service provider is obliged to provide emergency assistance as well as claims administration services outside the Republic of India.
Insurance is the subject matter of solicitation.
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