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| Reliance Insurance Home | Reliance Travel Care Insurance | Reliance Student Insurance | Reliance Health Insurance | Insurance Features |
Overseas Travel Care Senior Citizen Insurance Policy is for the age of 71 year to 80 years. There are 2 options for Senior Citizen: 1. Without Medical Examination - Sum Insured is US$15,000. 2. With medical Examination - Sum Insured is US$50,000. Reliance Senior Citizen Travel Insurance Benefit Details:Senior Citizen Travel Insurance Without Medical Examination
Specific exclusion: Preexisting illness/diseases/injuries are not covered under any circumstances. Please ensure that following points are taken care:-
Acceptance Authority Regional Underwriting Managers are authorized to accept any proposal above the age limit 70 years up to age limit of 80 years subject to the following:
Senior Citizen Travel Insurance With Medical Examination
Specific exclusion: Preexisting illness/diseases/injuries are not covered under any circumstances. Please ensure that following points are taken care:-
Maximum Number of Days Cover The maximum number of travel days under a single trip that may be insured, under the policy, shall be 180 days (inclusive of any extension). Extensions requests should be sent to Zonal Underwriting Dept at least 15 days in advance along with all the details like – Request letter/email of the insured detailing reason for extension, declaration of good health, claim filed/claims that are to be filed details and policy copy. However, extensions are to be discouraged and to be accepted on case to case basis only on merits subject to maximum no of days limit as mentioned above. However it may be noted that extension of any policy is at the sole discretion of the company and the company is not liable to offer any reason if the policy is not extended. A policy may not be extended if a claim is already filed by the insured/insured person. Acceptance Authority Regional Underwriting Managers are authorized to accept OMP proposals above the age limit 70 years upto age limit of 75 years subject to the following:
For persons beyond the age of 75, proposals are to be referred to Zonal Underwriting Manager after Medical Examination. The medical examination would normally be Blood and Urine test to check for diabetes and ECG to check the condition of the heart along with medical questionnaire duly completed by the doctor. However, proposals exceeding 75 years of are to be discouraged and to be accepted on case to case basis only on merits. Insurance is the subject matter of solicitation. |
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