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Reliance Health Insurance |
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The Reliance Healthwise Policy ensures you provide the best medical care to your family. We offer a health insurance policy that gives you the optimum value for money without compromising on the quality of medical attention.
Reliance healthwise policy offers 2 plans :
Sum Insured of Silver Plan is 3 lacs, 4 lacs and 5 lacs and Standard Plan is 4 lacs and 5 lacs (for up to 4 members aged 3 Months – 45 years). For 46-55 age group, medical examination is compulsary.
Reliance Health Insurance - Eligibility
- Anyone between the age of 3 months to 65 yrs can be covered under the two plans
- No fresh policy to be issued after 55 yrs incase of Silver and Standard Plan
- 3 months - 45 yrs can be covered without Pre-insurance medical tests
- 46 yrs & above Mandatory medical test & necessary approval from the Under Writing
| Age Slabs |
| Age band |
Coverage |
| 3 months to 18 yrs |
Covered only along with either of the parents without any medical examination (clear proposals without pre-existing disease/ with nil claims history / with clear medical history) |
| 19 – 45 yrs |
Covered without any medical examination (clear proposals without pre-existing disease/ with nil claims history / with clear medical history) |
| 46-55 yrs |
Covered subject to satisfactory medical examination – Silver Plan |
| 46-55 yrs |
Covered subject to satisfactory medical examination – Standard Plan |
Reliance Healthwise Insurance - Basic Features
Hospitalisation Expenses
Covers hospitalisation expenses incurred as an in-patient in a Hospital which will include(Hospitalisation for a minimum period of 24 hours is a must
):
- Room, Boarding and Operation Theatre charges
- Fees of Surgeon, Anesthetist, Nurses, Specialists
- The cost of diagnostic tests, medicines, blood, oxygen, appliances like pacemaker, artificial limbs and organs etc
Day-Care Treatment
The policy will cover expenses incurred towards technologically advanced treatment that does not require hospitalisation for 24 hours.
Domiciliary Hospitalisation
Medical Treatment for a period exceeding three days, which in the normal course, would require hospitalisation, but treatment is actually taken at home, under any of the following circumstances: -
- the condition of the patient does not permit him/her to be removed to Hospital or
- the patient cannot be admitted to Hospital for lack of accommodation therein
This benefit also covers expenses on employment of a qualified nurse, as recommended by the attending Doctor.
Pre- and Post-Hospitalisation
Policy also covers relevant medical expenses incurred during a specified period, before & after hospitalisation (for which a claim is payable)
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Reliance Healthwise – Silver Plan |
Reliance Healthwise – Standard Plan |
| Pre Hospitalisation |
60 Days |
30 Days |
| Post Hospitalisation |
90 Days |
60 Days |
Coverage of Pre-Existing Diseases
Hospitalisation expenses incurred on treatment towards Pre-existing diseases / condition can be covered:
- Silver Plan: after completion of 2 consecutive years of the policy period
- Standard Plan: after completion of 4 consecutive years of the policy period
Donor Expenses
Covers hospitalisation expenses towards donor in case of major organ transplant(only for silver plan).
Insurance is the subject matter of the solicitation.
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