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Future Generali Annual Multi Trip Travel Insurance |
Future Generali Annual Multi Trip plan covers individuals to travel multiple times during the coversge period. Future Generali offers plans like Gold Plan and Platinum Plan. But each trip cannot exceed 30 or 45 days depending on the plan purchased.
Future Generali Overseas Annual Multi Trip Travel Insurance - Medical Benefits
| Benefits |
Gold |
Platinum |
Deductible |
| Medical Cover (Sickness Medical Expenses, Accident Medical expenses, Emergency Medical Evacuation, Repatriation of Remains) |
USD 250000 |
USD 500000 |
USD 75 |
| Daily Hospital Allowances |
USD 25per day(max 5 days) |
USD 25per day(max 5 days) |
1 Day |
| Emergency Sickness Dental Relief (included in medical cover) |
USD 300 |
USD 300 |
$ 100 |
| Accidental Death & Permannent total disablement |
USD 10000 |
USD 20000 |
N/A |
| Accidnetal Death Common Carrier |
USD 5000 |
USD 5000 |
N/A |
| Accidnetal Death Air Travel Only |
USD5000 |
USD5000 |
N/A |
| Personal Liability |
USD200000 |
USD200000 |
USD 200 |
Hijack Relief Benefit
( $100 / day: max 7 days) |
USD 100 per day(max for 7 days) |
USD 150 per day(max for 7 days) |
1 Day |
Trip Delay
(10 per 12 hrs; max $ 150) |
USD 20 per 12 hours(max USD120) |
USD 20 per 12 hours(max USD120) |
12Hrs |
| Trip Cancellation |
NA |
USD 500 |
USD 100 |
| Trip Curtailment |
NA |
USD 300 |
USD 100 |
| Missed Connection |
NA |
USD 500 |
USD 50 |
| Loss of Passport |
USD 250 |
USD 250 |
USD 25 |
| Baggage Delay |
USD 100 |
USD 200 |
12 Hrs |
| Baggage Loss |
USD 1000 |
USD 1000 |
USD 25 |
| Compassionate visit |
NA |
Upto a max of USD1000** |
USD 200 |
| Financial Emergency Assistance |
USD 500 |
USD 500 |
N/A |
| Golfers Hole in One Celebration |
USD 100 |
USD 200 |
N/A |
| Home burglary insurance - Building & content when the insured is travelling |
$ 100,000 |
Annual Multi-Trip |
N/A |
Hospital Daily Cash
( $ 25 / day; max 14 days ) |
Rs 1,00,000 |
Rs 2,00,000 |
N/A |
| Child Escort |
USD 2500 |
USD 2500 |
N/A |
Future Generali Travel Insurance - Exclusions:
- Policy does not cover pre-existing diseases & complications arising from them.
- Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
- Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
- Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
- Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
- Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
- Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
- War or war-like actions, act of terrorism.
Insurance is the subject matter of the solicitation.
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