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Cholamandalam Student Insurance, Overseas student insurance by Cholamandalam MS
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Cholamandalam Student Travel Insurance |
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Cholamandalam student medical insurance is one of the affordable and effective student health insurance plans in India. Students who are travelling abroad for education can purchase Cholamandalam travel insurance plan and stay secure from unforeseen financial crisis in case of a medical emergency. Cholamandalam student insurance covers the insured for a wide range of risks and assures a peace of mind while abroad. Buy Chlomandalam student health insurance online and travel safely.
Chola Travel Insurance - Student Travel Medical Insurance
- Eligible age - 16 years to 35 years
- Asia Pacific includes : Australia, New Zealand & Asia(except Japan)
- Adventure sports covered -upon payment of nominal premium extra(e.g. hot air ballooning/ bungee jumping / parasailing / paragliding.)
- Pre-existing conditions covered under life-saving unforeseen emergency measures
- Cashless outpatient bill settlement for more than $400 if intimated to TPA before
- Insured can opt for either worldwide, excluding americas or asia coverage based on his requirements.
- Treatment of mental, nervous disorders including alcoholism & drug dependency.
- Inpatient medical expenses related to pregnancy.
Chola Overseas Travel Insurance Benefits
| Benefits per policy period |
Silver |
Gold |
Platinum |
Deductible |
| Medical Cover |
$ 100,000 / $ 50,000 |
$ 250,000 / $ 100,000 |
$ 250,000 / $ 100,000 |
$ 100 |
| Repatriation of Remains |
$ 7,500 |
$ 7,500 |
$ 7,500 |
- |
| Medical Expenses Extension |
- |
- |
Available** |
$100 |
| Dental Treatment |
$ 250 |
$ 250 |
$ 250 |
$ 100 |
| Checked Baggage Loss |
- |
$ 1000 |
$ 1000 |
- |
| Passport Loss |
- |
$ 150 |
$ 150 |
$ 30 |
| Personal Accident-Overseas |
- |
$ 25,000 |
$ 25,000 |
- |
| Personal Accident - Domestic |
- |
Rs.2,00,000 |
Rs.2,00,000 |
- |
| Personal Liability |
- |
$ 1,00,000 |
$ 1,00,000 |
- |
| Bail Bond |
- |
$ 5,000 |
$ 5,000 |
- |
| Study Interruption |
- |
$ 7500 |
$ 7500 |
- |
| Sponsor Protection |
- |
$ 10,000 |
$ 10,000 |
- |
| Compassionate Visit |
- |
$ 7500 |
$ 7500 |
- |
| ** Gold and Platinum are exactly the same in Sum Insured limits. The only difference is that in Platinum, 5 additional medical conditions
( which are excluded in Gold ) are covered under the overall Medical Sum Insured Limit |
| *Medical Expenses Extension : |
Sub limit (under Med. Expenses )
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| 1. Treatment of mental / nervous disorders including alcoholism & Drug dependency |
$ 1000 |
| 2. In-patient medical expenses related to pregnancy |
$ 500 |
| 3. Medical expenses for inter-college sports injury |
as per Medical SI Limit |
| 4. Cancer screening & mamographic examinations |
$ 2000 |
| 5. Childcare benefits |
$ 100 x max 7 days ( If the child is above 90 days old and is hospitalised for more than 2 days for any ailment ) |
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