Cholamandalam Annual Multi Trip Insurance - Coverage Benefits
| Benefits |
Annual Multi-Trip 100K Plan |
Annual Multi-Trip 250K Plan |
Deductible |
| Medical Cover |
$100,000 |
$250,000 |
$ 100 |
| Repatriation of Remains (within the overall medical limit) |
$ 7500 |
$ 7500 |
N/A |
| Dental Treatment |
$ 250 |
$ 250 |
$ 50 |
| Checked Baggage Loss |
$ 500 |
$ 1000 |
N/A |
| Checked Baggage Delay |
$ 100 |
$ 100 |
12 Hrs |
| Passport Loss |
$ 250 |
$ 250 |
$ 30 |
| Personal Accident-Overseas |
$ 10,000 |
$ 25,000 |
N/A |
| Personal Liability |
$ 100,000 |
$ 100,000 |
N/A |
Hijack Relief Benefit
( $100 / day: max 7 days) |
$ 700 |
$ 700 |
12 Hrs |
Hospital Daily Cash
( $ 25 / day; max 14 days ) |
$ 350 |
$ 350 |
N/A |
| Financial Emergency |
$ 250 |
$ 250 |
N/A |
| Trip Cancellation |
$500 |
$500 |
$50 |
| Trip Curtailment |
$500 |
$500 |
$50 |
Trip Delay
(10 per 12 hrs; max $ 150) |
$ 150 |
$ 150 |
12Hrs |
| International Driving License Loss |
$ 100 |
$ 100 |
$ 25 |
Cholamandalm Multi Trip Travel Insurance - Key Advantages:
- Eligible age - 18 years to 70 years
- Multi trip travel is available in the day’s slab of 30, 45, 60 and 90 days
- Asia Pacific includes : Australia, New Zealand & Asia(except Japan)
- No medical check-up required up to 65 yrs
- Adventure sports covered -upon payment of nominal premium extra(e.g. hot air ballooning/ bungee jumping / parasailing / paragliding.)
- Pre-existing conditions covered under life-saving unforeseen emergency measures
- Cashless outpatient bill settlement for more than $400 if intimated to TPA before
- Insured can opt for either worldwide, excluding americas or asia coverage based on his requirements.
Cholamandalm Multi Trip Travel Insurance - Salient Features:
Trip Cancellation
Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is cancelled prior to the commencement.
Trip Curtailment
Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is curtailed after the commencement.
Trip Delay
Compensation towards expenses for meals & lodging in the event of trip delay, in excess of 12 hrs, wherein the airline has not provided for the same.
International Driving License Loss
International Driving License Loss covers indemnification towards duplicate / fresh issuance expenses.
