Student Scholars Guide and Brilliant Minds - Bajaj Allianz Insurance - Buy Online

Bajaj Allianz General Insurance has customized plans for virtually every travel need of students. All you have to do is choose a plan that suits you.

Student Scholars Guide and Brilliant Minds - Bajaj Allianz Insurance

What is scholars guide and brilliant minds?

What do thescholars guide and brilliant minds policies cover for me?

1. The Brilliant minds policy covers hospitalization expenses due to accident while sickness cover is excluded.



2. Personal Accident:In case the insured meets with an acident resulting in death and permanent disablement, during the policy period the company would reinburse the remaining school fees as per the maximum limit mentioned in the schedule.



3. AD & D Common Carrier: The company would pay the sum insured specified in the schedule in addition to the sum specified under the personal accident section, in case the insured sustains acidental bodily injury resulting into death / permanent disability,while travelling in a common carrier, such as rail, bus, train or aircraft during the course of the journey.



4. Loss of Cecked-in-baggage: Covers total and complete loss of baggage checked in, by an international airline.



5. Personal Liability: Covers the legal liability attaching in a private capacity, during the course of overseas travel.



6. Bail Bond: Subject to all other terms and conditions if you are arrested for any inadvertent law breaking during your travel overseas, the company would pay the amount mentioned in the schedule towards the bail amount for your release, excluding for any bail amount where you have been charged with breaking the law with criminal intent or for over-speeding in a vehicle.



7. Tution Fee: Reimbursement of the tution fee paid in advance for the current semester, (maximum limit mentioned in schedule) if the insured discontinues school owing to medical conditions requiring hospitalization or due to serious injury / death of either parent. (subject to policy terms & conditions)



8. Family Visit: In the event of the insured becoming hospitalized as a result of an accidental injury or sickness covered under the policy and the attending physican advises attendance of the family member, the company will reimburse the travel cost for the visit (family members include spouse, parent, sibling and in-laws)



9. Loss of Passport: Covers the reasonable and necessary expenses to obtain a duplicate passort or a valid travel document.

Bajaj Allianz - Scholars Guide & Brilliant Minds Insurance Benefits

Premium Table (Inclusive of Service Tax) in Rs.

Exclusions applicable to Travel Policies

1. Any medical condition or complication arising from it which existed before the commencement of the policy period, or for which care, treatment or advice was sought, recomended by or received from a physician.
2. Routine physical or other examination where there is no objective indication of impairment of normal health.
3. Medical expenses beyond the expiry of the policy period.
4. Suicide, attempted sucide or wilfully self-inflicted injury or illness, mental disorder, anxiety / stress / depression / nervousness having no underlying physical illness as a cause; venereal disease, alcoholism, drunkenness or the abuse of drugs
5. Manual work or hazardous occupation,self-exposure to needless peril (except in an attempt to save human life), or if engaging in an criminal or illegal act.
6. Pregnancy, resulting childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
7. Experimental, unproven or non-standard treatment.
8. Treatment by another system other than modern medicine (also known as Allopathy).
9. The cost of spectacles, contact lens and hearing aids, crutches and all other external appliances and / or devices whether for diagnosis or treatment.
10. Delay of baggage when the intended destination is in India
11. Loss or damage t the insured's passport as a result of the classifaction or detention by customs, police or any other authority.
12. Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
13. Loss caused by the insured's failure to take reasonable steps to guard against the loss of the passport.

|  Insurance Home |  Travel Insurance |  Student Insurance |  Family Travel Insurance |  Corporate Travellers Insurance |  Motor Insurance |  Insurance FAQ |  Claim Procedure |  Toll Free Nos. |