| Medical Benefits |
Sum Insured per Insured Person per Policy Year
|
| 3lakhs, 4 lakhs, 5 lakhs |
7.5 lakhs |
| In-patient Treatment |
Covered |
| Pre - hospitalisation |
Covered |
| Post - hospitalisation |
Covered |
| Day Care Procedures |
Covered |
| Domiciliary Treatment |
Covered |
| Daily Cash for choosing Shared Accomodation |
Rs. 500 per day, Maximum Rs. 3,000 |
Rs. 800 per day, Maximum Rs. 4,800 |
| Expenses for Organ Donor of Transplant |
Covered |
| Emergency Ambulance |
Upto Rs. 2,000 |
| Daily Cash for accompanying an insured child |
Rs. 300 per day, Maximum Rs.9,000 |
Rs. 500 per day, Maximum Rs.15,000 |
| Newborn baby |
Optional |
| Maternity Expenses with Waiting Period of 6 Years |
Normal Delivery Rs.15,000*
Caesarean Delivery Rs.25,000*
(* including Pre/Post Natal Limit of Rs.1,500 and New Born limit of Rs. 2,000) |
Normal Delivery Rs. 25,000*
Caesarean Delivery Rs.40,000*
(* including Pre/Post Natal Limit of Rs.2,500 and New Born limit of Rs. 3,500) |
| Out-patient Dental Treatment with Waiting Period of 3 years |
Not Covered |
| Spectacles, Contact Lenses, Hearing Aid Every Third Year |
Not Covered |
| E-opinion in respect of a Critical Illness |
Not Covered |
| Additional Cover for Critical Illness |
Optional 50% or 100% of basic Sum Insured |
| Health Checkup |
Upto 1% of Sum Insured subject to a Maximum of Rs. 5,000 per Insured Person, only once at the end of a block of every continuous three claim free years. |
