HDFC ERGO Travel Insurance

Get best quotes for HDFC Ergo Travel Insurance
 Plan Type:
Individual (Below 70 Yrs)
Annual Multi Trip(Frequent flier)
Asia excluding Japan
Travel Destination:
 No of Traveler:
 Traveler Date of Birth:
  OR age      years
 Travel Start Date:
 Travel End Date:
 Total Days:
 
 
 *Optional

Eligibility

  • Single Trip: 6 months to 70 years
  • Annual Multi Trip: 18 years to 70 years
  • Asia excluding Japan: 6 months to 70 years

HDFC Ergo Eligibility Criteria for Travel Plans:

Plans Adult Insured Children
Individual Single Trip and Asia plans Minimum entry age is 18 months. Maximum entry age is 70 years at the commencement date of the Policy The minimum entry age under this policy is 6 months and maximum is 18 years
Annual Multi trip Plans Age of the insured to be between 18 and 70 years on the date of commencement of the policy. N.A.
Family Floater Plan Age of the insured to be between 6 months and 60 years on the date of commencement of the policy. Spouse can be covered upto the age of 60 years. Two Children from 3 months upto the age of 21 years.
Student Plan Maximum entry age is 35 years at the commencement date of the policy Minimum entry age is 16 years
Plans Countries Covered Sum Insured Options (Accident & Sickness Expenses)
Worldwide Including USA / Canada – Single Trip All Countries in the world including North America, South America, and Canada. Bronze - $30,000
Silver - $50,000
Gold - $100,000
Platinum - $200,000
Titanium - $500,000
Worldwide Excluding USA / Canada – Single Trip All countries across the world apart from North America, South America and Canada Bronze - $30,000
Silver - $50,000
Gold - $100,000
Platinum - $200,000
Titanium - $500,000
Worldwide - Annual Multi Trip Al Countries across the World Gold - $250,000
Platinum - $500,000
Single Trip Asia Plan All countries in Asia excluding Japan. Japan can however to be included in Worldwide Excluding America / Canada Plan Bronze - $15,000
Silver - $30,000
Family Floater Plan – Single Trip All countries across the world apart from North America, South America and Canada Standard Plan - $50,000
Student Suraksha Student Insurance Plan Options available for both Including and Excluding USA & Canada Bronze - $50,000
Silver - $100,000
Gold - $250,000
Platinum - $500,000

Coverages

Medical Expenses including transportation and evacuation HDFC ERGO general insurance takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.

Dental Care Expenses HDFC ERGO travel care annual multi trip insurance covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury but not exceeding the Sum Insured as specified in the Schedule to the Policy.

Personal Accident HDFC ERGO multi trip travel insurance plan shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.

Accidental Death & Dismemberment - Common Carrier HDFC ERGO multi-trip medical travel insurance shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.

Daily allowance in case of hospitalization If the Insured / Insured Person is hospitalized for more than 2 days, HDFC ERGO multi trip travel plan provides daily allowance as compensation

Compassionate Visit In case the Insured / Insured Person is hospitalized for more than seven consecutive days. HDFC ERGO multi trip travel insurance will reimburse the return fare for an immediate family member to visit the insured.

Loss of Passport HDFC ERGO multi trip travel insurance will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss

Total Loss of Checked Baggage HDFC ERGO multi trip travel insurance shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.

Delay of Checked Baggage If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.

Trip Delay Reasonable additional expenses incurred to be reimbursed if the trip is delayed for more than twelve hours from the scheduled time.

Trip Cancellation & Interruption If the trip is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster. The Company will take care of any non-refundable prepaid payments or additional expenses.

Missed Connection If the Insured Person misses his/her connecting flight due to its delay in arrival by more than 3 hours, the Company provides compensation for the additional expenses incurred.

Personal Liability HDFC ERGO multi trip travel insurance offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.

Financial Emergency Assistance HDFC ERGO multi trip travel insurance provides financial assistance in the event of a financial emergency arising due to theft

Hijack Allowance HDFC ERGO multi trip travel insurance provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.

Home burglary insurance HDFC ERGO multi trip travel insurance provides compensation against any loss or damage caused by burglary of the contents of Insured / Insured Person home in India, while he / she is on a trip abroad.

Highlights

  • No Medicals upto the age of 70 years
  • Optimum Coverage at Low Costs

Travel Insurance Plans

Exclusions

The company shall not be liable to pay any benefit to the Insured caused due to:
  • Civil War or Foreign War
  • Terrorism
  • Self Inflicted Injury, Suicide
  • Non adherence to medical advice
  • Under influence of Liquor, Drugs or Narcotics (Unless advised/administered by a physician)
  • Participation in any Sport as a Professional Player
  • Participation in any Criminal Act
  • AIDS or HIV
  • Treatment of Nervous and Mental Problems
  • Participating in hazardous sports like parachuting, hang gliding, bungee jumping etc.

HDFC Ergo Travel insurance - Useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Know more
Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance.

Know more
HDFC Ergo Travel Insurance Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

Know more
Insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding HDFC Ergo travel insurance.

Know more

Search HDFC Ergo travel insurance

Welcome to NRIOL Indian Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required
Message is required
Loading image
We are sorry, but all our agents are currently offline. Please leave a message and we will get back to you promptly.
Name is required
Email is required Email is invalid
Contact is required
Message is required
Thank you for contacting us!

Estd. 1997 © Copyright NRI Online Pvt. Ltd. All rights reserved worldwide.