HDFC ERGO Travel Insurance

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  2. Select Plan
  3. Enter Details
  4. Make Payment
Plan Type:
Individual (Below 70 Yrs)
Annual Multi Trip (Frequent flier)
Asia excluding Japan
Travel Destination:
No of Traveler:
Traveler Date of Birth:
  OR age      years
Travel Start Date:
Travel End Date:
 Total Days:
 
 
 *Optional
 

  • Single Trip: 6 months to 70 years
  • Annual Multi Trip: 18 years to 70 years
  • Asia excluding Japan: 6 months to 70 years

Self upto the age of 60 yrs
Spouse upto the age of 60 yrs
Child Max – 2 from 3 months upto the age of 21 years

  • No Medicals upto the age of 70 years
  • Optimum Coverage at Low Costs

Travel Insurance Plans

  • Single Trip
  • Annual Multi Trip
  • Asia Travel
  • Family Travel

  • plus   Emergency Medical Expenses: Covers medical costs incurred due to illness or accident including medically necessary and prescribed emergency evacuation. It covers outpatient, in-patient, medical aid, therapies and diagnostic tests as described in the policy schedule.

  • ambulance   Emergency Medical Evacuation: Evacuation to the home country is covered up to the medical sum insured chosen

  • person   Repatriation of remains: Covers the funeral expenses or expenses of repatriating the remains back to India, in case of death of the insured overseas

  • teeth   Emergency Dental Expenses: Covers acute anesthetic treatment of natural teeth

  • dollar   Hospital Cash: Pays a daily allowance as stated in the policy schedule in the event of hospitalization either due to sickness or accidents

  • ambulance   Accidental Death and Permanent Total Disability Common Carrier: The company will pay the sum insured specified in the schedule in addition to the sum insured specified under the Personal Accident section, if the insured sustains Accidental Bodily Injury during the course of the journey while traveling in a common carrier such as rail, bus, tram, or aircraft; and such bodily injury results in death or permanent total disability

  • car   Personal accident: Compensation paid in case of death or permanent total disability caused due to an accident

  • plane   Flight delay: Compensation if the aircraft is delayed for more than 12 hours than the original scheduled departure time

  • passport   Loss of Passport: Expenses incurred in obtaining a fresh or new passport

  • person-with-lugg   Loss of Checked Baggage: Compensation for the permanent loss of checked-in baggage

  • delay-bag   Delay of Checked Baggage: Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to delay of checked-in baggage for more than 12 hours

  • person   Personal Liability: Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured

  • dollar   Financial Emergency Assistance: Insurance cover is provided in the event of the Insured Person getting into a financial emergency due to theft, pilferage, robbery or dacoity of his/her travel funds. A fixed sum is paid as emergency assistance up to the limits specified under the Policy

  • hotel   Hotel Accommodation: Pays for the cost of hotel accommodation, if the Insured Person sustains Bodily Injury or Sickness which directly and independently of all other causes results in a hospital stay as an in-patient and misses his/her flight back to the country of residence

  • aeroplane   Hijack Distress Allowance: Insurance cover is provided in the event of the hijack of the air or sea common carrier in which the Insured Person is traveling whilst on the trip abroad during the Period of Insurance. An allowance will be paid for each day of the hijack up to the limits specified under the Policy

The company shall not be liable to pay any benefit to the Insured caused due to:

  • Cancellation
    • Policy can be cancelled for non attachment of risk, subject to retention of minimum premium of Rs. 250 (Including Service Tax)
    • If journey has not been undertaken
    • Production of Passport as a proof that the journey has not been undertaken
    • Cancellation will be entertained within 14 days after the first date of insurance as indicated in the policy schedule

  • Refund
    • No refund is allowed for curtailment of risk
    • No refund after commencement of journey
Insurance is the subject matter of solicitation.