Visitor care insurance is a better insurance option for parents or international travelers who are visiting foreign countries. Visitor care insurance from IMG is an affordable insurance plan for visitors in the USA. Non-US citizens who are travelling out of the USA are also eligible for IMG visitor care insurance coverage. In visitors care insurance the policy maximum will be US$25,000, US$50,000 or US$100,000 for the life of the plan.
When the insured incurs eligible medical expenses, the plan will provide benefits for usual, reasonable and customary charges up to the limits outlined in the Schedule of Benefits below, with no coinsurance. Visitor care insurance plan covers the insured for hospitalization expenses, emergency medical evacuation, repatriation of mortal remains… Under visitor care insurance both the inpatient and outpatient medical expenses are covered.
There are several exclusions under plan A and plan B visitor care insurance policy. Some of the exclusions in IMG visitor care insurance plan are as follows pre-existing conditions, elective or experimental treatment or surgery, war, political insurrection, pregnancy, child birth, venereal diseases (AIDS, AIDS related illness, ARC Syndrome etc), organ or tissue transplant, treatment for mental or nervous disorder etc. To buy visitor care insurance plan customers can use their credit card to complete the online transaction.