Bajaj Allianz Travel Elite Insurance

Travel Elite Plan Features

• Offers cashless service for inpatient treatment worldwide
• Cashless facility for outpatient treatment expenses above $500
• Plans available for $50,000, $200,000 and $500,000 medical coverage
• High end plan with more benefits

 What is Bajaj Allianz Travel Elite?

BajajAllianz travel elite gives the discerning traveler an array of policies to choose from, wit each policy customized to meet your specific needs. Depending upon whether one is a student, businessman, corporate executive, senior citizen or one traveling with the family, one can choose Travel Elite, Travel Asia Elite, Travel Elite Family, Corporate Elite or Student Elite policies. The policy is comprehensive and covers personal Accident (death and disablement), Medical Expenses and Repatriation (including medical evacuation to a hospital in India pre-approved by claims administrator)., Loss and Delay of Checked Baggage, Loss of Passport, Personal Liability (legal), Cashless Service, Hospitalization expenses, Golfer's Hole-in-one, Hijack Cover, Trip Delay, Trip Cancellation, Trip Curtailment, Home Burglary Insurance. Emergency Cash Advance and Accidental Death and Disability (Common Carrier)

 What do Trip Delay, Cancellation and Curtailment entail?

Trip Delay If the aircraft on which you are booked to travel from India is delayed beyond 12 hrs from original scheduled departure time, the sum mentioned in the schedule is paid.
Trip Cancellation is compensation for loss of personal accommodation or travel charge, following the cancellation of the trip due to death, serious injury or sudden sickness requiring minimum three days hospitalization of insured of family member.
Similarly, for Trip Curtailment under the above-mentioned circumstance, the company compensates the insured

 Does Travel Elite offer Cash less service?

Yes, Travel Elite offers Direct Settlement for in-hospital medical expenses abroad. (Subject to policy terms and conditions and sub-limits)


 What if I am in urgent need of cash abroad?
One of the important features of this policy is Emergency Cash Advance. It is an assistance service; the company facilitates providing emergency cash to the insured during incidents such as theft / burglary of luggage / money or holds ups by co-ordinating with the insured person's relatives in India to provide emergency cash assistance to the insured person as per his requirement, up to the limit specified in the policy schedule.


 Any Other Special Features of the Travel Elite?
Yes, The Golfer's Hole-in-one is a sporting gesture from the company. It offers reimbursement of expenses incurred in celebrating hole-in-one by the insured during the trip, anywhere in the world (excluding India) in a United States Golfer's Association recognized golf course.
These are specially customized travel policies that cater to the needs of an individual traveling abroad. They cover all medical eventualities including hospitalization and other incidental expenses at a fraction of the amount that would be otherwise needed. Depending upon your requirement (the sum insured and the premium payable), you can choose from any of these three policies.

Travel Elite Silver $50,000

Coverages	Sum Insured	Deductible
Medical Expenses, Evacuation and Repatriation	$50,000	$100
Emergency dental pain relief	500	100
Personal Accident***	$15,000	NIL
AD & D Common Carrier	$2,500	NIL
Loss of baggage (Checked)**	$500	NIL
Delay of Checked Baggage	$100	12 hrs
Loss of passport	$250	$25
Hijack	$50 per day to max $300	NIL
Trip Delay	$20 per 12 hrs to max $120	12 hrs
Personal Liability	$100,000	$100
Emergency Cash Advance ****	$500	NIL
Golfer Hole-in-one	$250	NIL
Trip Cancellation	$500	NIL
Home Burglary Insurance	Rs. 1,00,000	NIL
Trip Curtailment	$200	NIL
Hospitalization Daily Allowance	$25 per day to max $100	NIL

Sub-limits for 61-70 age group

Coverages	Sum Insured	Deductible
Any One Illness	$12,500	NIL
Any one Accident	$25,000	NIL

**Per Baggage maximum 50% and per item in the baggage 10%.
***Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.
**** Cash Advance would include delivery charges.

Travel Elite Gold $200,000

Coverages	Sum Insured	Deductible
Medical Expenses, Evacuation and Repatriation	$200,000	$100
Emergency dental pain relief	$500	$100
Personal Accident***	$25,000	Nil
AD & D Common Carrier	$5,000	Nil
Loss of baggage (Checked)**	$1,000	Nil
Delay of Checked Baggage	$100	12 hrs
Loss of passport	$250	$25
Hijack	$60 per day to max $360	Nil
Trip Delay	$30 per 12 hrs to max $180	12 hrs
Personal Liability	$200,000	$100
Emergency Cash Advance ****	$1,000	Nil
Golfer Hole-in-one	$500	Nil
Trip Cancellation	$1,000	Nil
Home Burglary Insurance	Rs. 2,00,000	Nil
Trip Curtailment	300	Nil
Hospitalization Daily Allowance	$25 per day to max $125	Nil

Sub-limits for 61-70 age group

Coverages	Sum Insured	Deductible
Any One Illness	$15,000	Nil
Any one Accident	$30,000	Nil

**Per Baggage maximum 50% and per item in the baggage 10%.
***Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.
**** Cash Advance would include delivery charges.

Travel Elite Platinum $500,000

Coverages	Sum Insured	Deductible
Medical Expenses, Evacuation and Repatriation	$500,000	$100
Emergency dental pain relief	500	100
Personal Accident***	$25,000	Nil
AD & D Common Carrier	$5,000	Nil
Loss of baggage (Checked)**	$1,000	Nil
Delay of Checked Baggage	$100	12 hrs
Loss of passport	$250	$25
Hijack	$60 per day to max $360	Nil
Trip Delay	$30 per 12 hrs to max $180	12 hrs
Personal Liability	$200,000	$100
Emergency Cash Advance ****	$1,000	Nil
Golfer Hole-in-one	$500	Nil
Trip Cancellation	$1,000	Nil
Home Burglary Insurance	Rs. 3,00,000	Nil
Trip Curtailment	500	Nil
Hospitalization Daily Allowance	$25 per day to max $150	Nil

Sub-limits for 61-70 age group

Coverages	Sum Insured	Deductible
Any One Illness	$17,500	Nil
Any one Accident	$35,000	Nil

**Per Baggage maximum 50% and per item in the baggage 10%.
***Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.
**** Cash Advance would include delivery charges.