CorporateAge Elite

 

We have customized plans for virtually every requirement of Corporate Employees Travelling abroad. All you have to do is choose a plan that suits you.

What is Corporate Age Package?

This plan is specially designed to meet the needs of senior citizens aged between 61-70 years.


Coverages Corporate Age Lite Corporate Age Elite Deductibles
Medical Expenses,Evacuation and Repatriation $50000 $200000 $100
Emergency Dental Pain Relief (included in 1.) $500 $500 Nil
Personal Accident $15000 $25000 Nil
Loss of Checked Baggage $1000 $1000 Nil
Delay of Checked Baggage $100 $100 12 hrs
Loss of passport $250 $250 $25
Hijack $50 per day to max $300 $50 per day to max $300 Nil
Trip Delay $20 per 12 hrs to max $120 $20 per 12 hrs to max $120 12 hrs
Personal Liability $100000 $100000 $100
Hospitalization Daily Allowance $25 per day to max $150 $25 per day to max $150 Nil
Total Coverage during the year maximum 180 Days 180 Days  
Per Trip Duration 45 Days 45 Days  
Special Conditions (limit of Liability)      
Any one illness $12500 $15000 -
Any one Accident $25000 $30000 -


*Premium includes service tax applicable on Jan.06.
**Pre-acceptance medical tests may be advised after getting proposal form.

  1. Any medical condition or complication arising from it which existing before the commencement of the policy period, or for which care, treatment or advice was sought, recomended by or received from a physician.
  2. Routine physical or other examination where there is no objective indication of impairment of normal health.
  3. Medical expenses beyond the expiry of the policy period.
  4. Suicide, attempted sucide or wilfully self-inflicted injury or illness, mental disorder, anxiety / stress / depression / nervousness having no underlying physical illness as a cause; veneral disease, alcoholism, drunkenness or the abuse of drugs
  5. Manual work or hazardous occupation,self-exposure to needless peril (except in an attempt to save human life), or if engaging in an criminal or illegal act.
  6. Pregnancy, resulting childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
  7. Experimental, unproven or non-standard treatment.
  8. Treatment by another system other than modern medicine (also known as Allopathy).
  9. The cost of spectacles, contact lens and hearing aids, crutches and all other external appliances and / or devices whether for diagnosis or treatment.
  10. Delay of baggage when the intended destination is in India
  11. Loss or damage t the insured's passport as a result of the classifaction or detention by customs, police or any other authority.
  12. Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
  13. Loss caused by the insured's failure to take reasonable steps to guard against the loss of the passport.