Bajaj Allianz MultiTrip Insurance - Corporate Elite Plan

We have customized plans for virtually every requirement of Corporate Employees traveling abroad. All you have to do is choose a travel medical plan that best suits your needs.

What is travel elite corporate?

This plan is for Corporate employees who are frequently travelling abroad. We have two exclusively designed plans, Corporate Lite and Corporate Plus

What does travel elite corporate cover for me?

This plan includes the same benefits as above; the additional advantages are as follows:
  1. Accidental Death & Disability (Common Carrier): Compensation in addition to the sum insured specified under the personal accident section, in case of acidental bodily injury resulting into death / permanent disability while travelling in a common carrier such as rail bus, train or aircraft during the course of journey.
  2. Emergency Cash Advance: This is an assistance service when the insured person requires emergency cash following incidents like theft / burgulary of lagguage / money or hold up.
  3. Golfers Hole - in one: Reinburses expenses incurred in celebration of achieving a hole in one by the insured during the trip, anywhere in the world excluding India, in a United States Golfer's Association (USGA) recognized golf Course.
  4. TripCurtailment: Compensation for loss of personal accommadation of travel charges following the necessary and unavoidable cancellation of the trip due to death, serious sickness or sudden sickness requiring minimum three days hospitilization of insured or family member (spouse, parent or child)
  5. Home Burglary Insureance: This covers the loss of or damage to contents, excluding jewellery and valuables, of the insured's home in India caused by burglary and/or robbery during the policy period.
  6. Trip Cancellation: Compensation for loss of personal accommodation or travel charges due to necessary and unavoidable cancellation of trip prior to its start from India due to death, serious injury or sudden sickness requiring minimum three-day hospitilization of insured or family member.

Coverages and Benefits

Coverages Corporate Lite Corporate Plus Deductible
Medical Expenses,Evacuation and Repatriation $250000 $500000 $100
Emergency Dental Pain Relief included in (1) above $500 $500 $100
Loss of Checked Baggage** $1000 $1000 Nil
Delay of Baggage $100 $100 12 hrs
Personal Accident $15000 $30000 Nil
Loss of passport $250 $250 $25
Personal Liability $200000 $200000 $100
Hospitalization Daily Allowance $25 per day to max $150 $25 per day to max $150 Nil
Hijack $50 per day to max $300 $50 per day to max $300 Nil
Trip Delay $20 per 12 hrs to max $100 $20 per 12 hrs to max $100 12 hrs
Total Coverage during the year maximum 180 Days 180 Days -
Per Trip Duration 45 Days 45 Days -

- Age group:18 to 60 years
- Per baggage maximum 50% and per item in the baggage maximum 10%.

Exclusions applicable to Travel Policies:

  1. Any medical condition or complication arising from it which existing before the commencement of the policy period, or for which care, treatment or advice was sought, recomended by or received from a physician.
  2. Routine physical or other examination where there is no objective indication of impairment of normal health.
  3. Medical expenses beyond the expiry of the policy period.
  4. Suicide, attempted sucide or wilfully self-inflicted injury or illness, mental disorder, anxiety / stress / depression / nervousness having no underlying physical illness as a cause; veneral disease, alcoholism, drunkenness or the abuse of drugs
  5. Manual work or hazardous occupation,self-exposure to needless peril (except in an attempt to save human life), or if engaging in an criminal or illegal act.
  6. Pregnancy, resulting childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
  7. Experimental, unproven or non-standard treatment.
  8. Treatment by another system other than modern medicine (also known as Allopathy).
  9. The cost of spectacles, contact lens and hearing aids, crutches and all other external appliances and / or devices whether for diagnosis or treatment.
  10. Delay of baggage when the intended destination is in India
  11. Loss or damage t the insured's passport as a result of the classifaction or detention by customs, police or any other authority.
  12. Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
  13. Loss caused by the insured's failure to take reasonable steps to guard against the loss of the passport.