TATA AIG travel insurance Australia

TATA AIG travel insurance Australia cost depends on mainly on the age of the traveler. Other factors on which the cost of travel insurance from India to Australia depends whether the plan has sub-limits or not and on the medical maximum coverage of the plan selected.

The travel insurance for Australia from India without sub-limits is more expensive than the plan with sub-limits and the higher the policy maximum coverage, the higher the cost of medical insurance for travel to Australia.

The benefits of Tata AIG travel insurance for Australia from India are as below

• 24 x 7 global support.
• Cashless claims settlement for hospitalization in Australia
• Coverage for hospitalization medical expenses
• Even doctor visits and pharmacy bills are covered under Tata AIG travel insurance Australia
• Covid 19 covered under sickness medical expenses.

The cost for the Australia travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Australia travel insurance required, the greater will be the cost.

You can get buy TATA travel insurance for Australia by getting free quotes on our website and then completing the TATA AIG travel insurance proposal form and buying the Indian overseas mediclaim policy online.

The steps to claim TATAAIG travel insurance are :

Cashless :

• Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
• Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
• The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
• The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.

Reimbursement :

• Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
• The travelers calls the assistance service provider to register a claim.
• Submits all the documents in original to the claims department back in India.
• The claims department verifies the submitted documents. Claim is approved or rejected.
• If approved the claims amount after deductible will be reimbursed to the traveler.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online.

Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day).

if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Most Indian travel insurance for Australia mainly cover health and injury related medical emergencies.Along with this, they also provide coverage for passport loss, trip interruption, trip delays, medical evacuation and baggage delay or baggage loss.Please look at the travel insurance for Australia from India details for the detailed coverage benefits information.

Yes you can travel without having travel insurance unless it is mandated by the respective consulates while issuing the travel visa. Many countries like, Austria, Greece, Portugal, Spain, France, Germany, Belgium, Luxembourg and Netherlands insist of travel insurance while issuing the travel visa.However beyond mandated requirement for the visa, it is prudent to buy travel insurance for Australia from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance .

No, there is no visa on arrival option for Indian citizens in Australia.